At Minimise With Me, we are committed to protecting the privacy of our online visitors, users of our website and services as well as through our other business operations or directly from you.
We, at all times, respect the privacy and confidentiality of the information provided and adhere to the Australian National Privacy Principles.
A copy of the Australian Privacy Principles may be obtained from the website of The Office of the Federal Privacy Commissioner at https://www.oaic.gov.au/
Please read this Privacy Policy carefully and contact us using the details set out below if you have any questions.
By providing us with personal information, you indicate that you have had sufficient opportunity to access this Privacy Policy and that you have read and accepted it and consent to the collection, use, holding and disclosure of your personal information as outlined.
WHAT IS PERSONAL INFORMATION & WHY DO WE COLLECT IT?
Personal Information is information or an opinion that could identify an individual. Examples of Personal Information we may collect include, but is not limited to is: names, addresses, email addresses and phone numbers.
We collect your personal information as is reasonably necessary for the primary purpose of providing our services to you, contact and communicate with you, maintain a database of customers, subscribers or similar, provide information to our clients and marketing.
We may also use your Personal Information for secondary purposes closely related to the primary purpose, in circumstances where you would reasonably expect such use or disclosure.
When we collect personal information we will, where appropriate and where possible, explain to you why we are collecting the information and how we plan to use it.
We do not and will not sell your Personal Information or customer information. We will never disclose your personal details to a third party except the necessary information required by providers of products or services you have purchased.
We may however use your information in a general sense, without any reference to your name, to create marketing statistics, and identify and assist in meeting customer needs generally. In addition, we may use the information that you provide to improve our website and services but not for any other use.
HOW WE COLLECT PERSONAL INFORMATION
We collect Personal Information from you in many ways including meeting and consultations, when you make an enquiry with us (for example, by social media or email), purchase a product from us, sign up for a service via our website, submit a testimonial, fill in a questionnaire or worksheet for financial/money coaching, complete a survey, submit a contact enquiry on our website, from other publicly available sources, from cookies and from third parties.
SENSITIVE INFORMATION
Sensitive information is defined in the Privacy Act to include information or opinion about such things as an individual’s racial or ethnic origin, political opinions, membership of a political association, religious or philosophical beliefs, membership of a trade union or other professional body, criminal record or health information.
Sensitive information will be used by us only:
• For the primary purpose for which it was obtained
• For a secondary purpose that is directly related to the primary purpose
• With your consent; or where required or authorised by law.
STORAGE AND SECURITY OF YOUR INFORMATION
We are committed to ensuring that the Personal Information we hold is stored in a manner that reasonably protects it from misuse, interference, loss and unauthorised access, modification or disclosure.
The security of your Personal Information is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure.
While we take commercially reasonable measures to maintain a secure website and business to protect your Personal Information, we cannot guarantee or warrant that such events will not take place and we will not be liable to you for any such occurrences.
When your Personal Information is no longer needed for the purpose for which it was obtained, we will take reasonable steps to destroy or permanently de-identify your Personal Information.
DISCLOSURE OF PERSONAL INFORMATION TO THIRD PARTIES
Where reasonable and practicable to do so, we will collect your Personal Information only from you. However, in some circumstances, we may be provided with information by third parties, such as referral partners. In such a case we will take reasonable steps to ensure that you are made aware of the information provided to us by the third party.
There may be cases where Minimise With Me will be required to disclose your personal information to third parties. This is generally to assist us in providing you with a referral to another service provider.
This may include:
· Financial advisers, mortgage or insurance brokers to help assist with the provision of financial advice;
· Lawyers, to assist with the provision of family succession and estate planning;
· Tax agents, to assist with the provision of tax filing;
We will seek your verbal or email permission prior to providing your personal information.
We ensure that our clients and anyone we pass the Personal Information onto, in order to provide our services is under a similar duty of compliance in accordance with the Privacy law.
From time to time, we may disclose your personal information (on a confidential basis) to agents and others that we use in the operation of our business (I.e. email, marketing and promotion platforms, site hosting, online form builder, and support and maintenance). We will only disclose your personal information to the extent necessary for the purpose of the third party providing services.
Please note that we will not disclose your personal information for any purpose other than the purpose for which it was collected without your consent, unless we are required to do so by law.
USE OF COOKIES
As you probably know, a cookie is a small text file that’s placed on your computer to help us remember your preferences, like your login information or location. Cookies are used for a variety of reasons. We use cookies to make it easier and faster for you to use our website. We also use cookies for security purposes to protect you online. We and our third-party vendors may also use cookies to display advertisements to you elsewhere on the internet.
You can block the use of cookies by selecting the appropriate settings on your browser.
LINKS TO OTHER SITES
To help you find more information, we sometimes include links to other helpful websites from our website. Please note that this Privacy Policy only applies to information that we collect on our website (not any other site). As we aren’t responsible for data collection on those other sites, our Privacy Policy won’t apply.
We can’t guarantee any of the privacy practices of other websites, so please be safe and make sure you read their privacy policy before giving them your personal information.
ACCESS YOUR PERSONAL INFORMATION
You may access the Personal Information we hold about you subject to certain exceptions. If you wish to access your Personal Information, please contact us in writing. We will respond to any request to access information within a reasonable time
In order to protect your Personal Information, we may require identification from you before releasing the requested information. We will not charge any fee for your access request or for providing a copy of your Personal Information.
MAINTAINING THE QUALITY OF YOUR PERSONAL INFORMATION
It is important to us that your Personal Information is up to date. We will take reasonable steps to make sure that your Personal Information is accurate, complete and up-to-date. If you find that the information we have is not up to date or is inaccurate, please advise us as soon as practicable so we can update our records and ensure we can continue to provide quality services to you.
CHANGES TO THIS POLICY
As we plan to ensure our Privacy Policy remains current, this policy is subject to change.
We reserve the right to update or change our Privacy Policy at any time, in our sole discretion and all modifications will be effective immediately upon our posting of the modification on this website, you should check this Privacy Policy periodically.
Your continued use of the Site after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.
PRIVACY POLICY COMPLAINTS AND ENQUIRIES
If you have any queries or complaints about our Privacy Policy or want to update your personal information please contact us via email at minimisewithme@gmail.com
This policy was last reviewed on 10th July 2023